While the law states that drivers must carry a minimum of 25/50/10 insurance coverage in order to protect against accidents, even this coverage may not be enough to cover the damage from the accident, and still several drivers are without insurance, or have even less coverage. 25/50/10 coverage includes:
- $25,000 of coverage for injury or death of one person
- $50,000 of coverage for injury or death of two people
- $10,000 of coverage for damage to property in one accident
These numbers are the prices that the at-fault driver's insurance company will pay for injuries and damages sustained in the accident, but they are not liable for more, leaving you to hand over the rest, which can be more than you'd imagine. Especially when the driver doesn't have any coverage at all, you are expected to pay the full amount, and without uninsured or underinsured motorist coverage, that may leave you without even your insurance company's help.
It is important for drivers and victims of an accident to understand their rights, their coverage, and the coverage of the other driver involved, and we know that this can be complex and frustrating.
At Sciantarelli Law Firm, we work by your side, helping you to understand your bills, your coverage, and what you will have to pay, as well as fighting for you to receive the most from your policy and from the other driver so that you can receive the care you need without the financial burden.
Contact us today to learn more about uninsured and underinsured motorists, and see what we can do to help you with our free consultation!